Service · Financing
A mortgage in Spain
is more accessible
than you think.
Non-residents can finance up to 70% of a purchase in Spain. We work with CaixaBank and Sabadell to secure competitive rates.
Mortgage calculator
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Loan: € 175,000 · 20 years · 3.5%
What we do
We negotiate
with the bank on your behalf.
Free affordability assessment
We analyse your income, employment type and property. We give you an honest view of whether a Spanish mortgage is realistic.
Free · 30 min · In EnglishDocument preparation
We tell you exactly what you need — payslips, tax returns, bank statements — and put together a complete application package.
We manage the checklistBank submission & negotiation
We submit to CaixaBank and/or Sabadell simultaneously and negotiate the best available terms.
Typically 2–4 weeksValuation & final approval
The bank commissions a property valuation. Once confirmed, the mortgage is approved and linked to your notary appointment.
We coordinate with your lawyerOur banking partners
CaixaBank
& Sabadell.
CaixaBank
Spain's largest bank. Strong mortgage product for non-residents and a dedicated international clients department.
Sabadell
Particularly strong on the Mediterranean coast and Balearics. Specialist mortgage products for non-residents.
Important: Prime Spanish Properties is a real estate agency, not a mortgage broker. We facilitate and coordinate the application process. All mortgage offers are issued directly by the bank, subject to their own credit assessment.
Questions about mortgages.
Find out how much you can borrow